Debit Cards compared for February

	Info
St.George Complete Freedom
	A full-service account offering unlimited^ branch, cheque and electronic transactions, plus the benefits of a Visa Debit Card for 24/7† access to your money anywhere in the world for a low, flat monthly account service fee (does not apply in any month where a customer deposits at least $2,000 by the last business day of the month~ eg their salary or has their St.George home loan repayment automatically deducted from this account)
St.George Express Freedom
	Unlimited transactions* through St.George Internet and Phone Banking (including BPAY) Over 2,800 St.George, Westpac and BankSA ATMs. EFTPOS
NAB Classic Banking
	NAB Classic Banking enables you to make purchases online, over the phone, overseas, or wherever Visa is accepted, using your own money.
St.George Bank Visa Debit Card
	Keep control of what you spend by paying for purchases directly from your own bank account Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted Convenience and global acceptance of Visa debit at 24 million outlets
ANZ Access Advantage with Visa Debit
	Unlimited everyday ANZ Transactions for a monthly account service fee for $5 The only time you’ll incur additional ANZ fees on your account is if you transact overseas, try or do overdraw your account. Plus you can enjoy the convenience of the worldwide Visa network, which allows you to shop online, overseas and over the phone.

Related Debit Card News

Australian Credit And Debit Card Fraud Rising

Fraud perpetrated on Australian credit and debit cards rose to $183 million over the last financial year, from $167 million in the previous financial year according to new data from the Australian Payments Clearing Association (APCA).

The biggest increase occurred in fraud perpetrated on proprietary or brand name credit cards, where PIN’s were also compromised, leaping from $18 million in the 2008 to 2009 financial year, to $27.5 million in the current financial year.

Citibank Emirates Card Very Compelling Balance Transfer And Frequent Flyer Program

Global banking giant Citibank is currently running an extremely compelling offer on their Citibank Emirates card.

The Citbank card has a great deal on balance transfers, with a rough annual interest rate of 2.9 per cent, and perhaps the best feature is that card holders earn 3 Skyward Miles, which is the Emirates Airlines frequent flyer program for every $1 spent (normally is just 1.5 miles per dollar spent).

Nine Credit Card Pitfalls

No matter how responsible you are when it comes to credit cards, they still come with a number of pitfalls. As soon as you navigate your way past one, yet another emerges. Here are 9 credit card pitfalls.

The Debt That Never Ends. The minimum payment on many credit cards barely meet the interest being incurred on your debt, which means if you only ever make the minimum, you’re debt will never reduce and seem to be endless. Occasionally a card will be offered with such a low minimum monthly payment, that your debt ends up actually growing.

Nine More Credit Card Pitfalls

In the first part of this series we looked at nine credit card pitfalls. As we said previously, even for the most responsible users credit cards represent a minefield so here are nine more pitfalls you should be aware of.

Insurance offers that credit cards tend to present are horribly over-priced. You should avoid signing up to these and instead look on the internet for a better deal.

Australian Central Bank Remains Reluctant Regulator Of Electronic Payments System

The Australian central bank, The Reserve bank of Australia (RBA) says it remains a “reluctant regulator” of competition in the electronic card payments system space. The RBA says it prefers competition as the mechanism used to contain fees, and would prefer to take a step back instead, however RBA assistant governor Malcolm Edey says it is not quite ready to do so.