Get the business card that works as hard as you do.

• Reward yourself for your hard work with 1.25 rewards points for every $1 spent
• Pay only $74 annual fee in the first year (normally $149, save 50%(
• Manage your cash flow and transfer your balances at a low 2.9% for 9 months

Plus with CitiBusiness Gold Card you also get :

• Personalised rewards program
  Limited only by your imagination. Redeem your points for your business or reward yourself.
• Complimentary Business Concierge
  The convenience of our complimentary business concierge to provide you with information and assistance from anywhere in the world, 24 hours a day, 7 days a week.
• Complimentary International travel insurance
  Automatically covers you and your family when you buy your travel tickets with your CitiBusiness Gold card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
• Special Offers and Privileges
  When you're with Citi, everyday experiences just seem to come with something extra. Discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world
• Up to $60,000 credit limit
  Your CitiBusiness Gold card gives you a higher credit limit so you have the purchasing power and financial flexibility you need.
• Up to 55 Days Interest-free on retail purchases
  Enjoy up to 55 days interest-free on retail purchases
• Optional Credit Card Insurance
  With credit card repayment insurance, CreditShield® will make your payments when you can't. CreditShield will pay the minimum amount due on your Citibank credit card if you are unable to work due to an accident or unemployment.

To be eligible you must earn a taxable income of $35,000 per year or more.

Take advantage of the Card designed to reward you for something you've probably always considered a liability - your expenses.

• No pre-set spending limit - giving you purchasing power that adjusts with your use of the card
• Extend your cash flow - with up to 51 credit free days to pay for purchases
• Earn Qantas Frequent Flyer Points
  $1 spent on selected Qantas products and services in Australia = 2 Qantas Frequent Flyer points
  $1 spent on other purchases = 1 Qantas Frequent Flyer point
• No caps - no limit to the Qantas Frequent Flyer points you can earn

The new Qantas American Express Business Card earns you Qantas Frequent Flyer points on all of your business expenses that you charge to the Card, including stock, utilities and everyday purchases. That means eligible expenses5, no matter how big or small, can help pay your way to wherever your business takes you. Just consider, for $70,000 in eligible spend, you could earn enough Qantas Frequent Flyer points to redeem 3 return Qantas Economy Classic Award flights between Sydney and Melbourne.

In addition, the Qantas Frequent Flyer program allows members to redeem points for Qantas and Jetstar Any Seat Awards for any available seat on any flight with a Qantas (QF) or Jetstar (JQ) flight number.

More ways to reward you

• Simplify your paperwork with ATO compliant monthly statements with GST breakdown
• Download your monthly statements when you want straight into a range of software packages, including Quicken™ or Microsoft® Excel
• Protection you deserve with Domestic and International Cover available
• Enjoy year-round discounts with the Business Savings™ program
• Online Fraud Protection Guarantee
• The best in service with the Worldwide Customer Care Program
• Annual Card fee of $299 p.a
• Supplementary Card fee of $119 p.a.

• No annual Card fee for the first year, saving you $169. The annual Card fee is tax deductible each year thereafter if the Card is used solely for business purposes
• Greater control over paperwork and business expenses with monthly statements that provide GST breakdowns1 on most transactions to help support your GST input claims and simplify your BAS preparations
• Increased cash flow of up to 51 credit-free days2 to help extend the breathing space between the day you purchase and item and the day the American Express bill is due
• No pre-set spending limit3 giving you purchasing power that adjusts with your use of the Card so you can take advantage of business opportunities as they arise

The Gold Business Card is a convenient way to pay your business expenses, large and small. It opens more doors for your business and makes running your business easier.

Other benefits:

• Complete your Business Activity Statement (BAS) with ease by downloading your Card account details and GST breakdown directly to your Quicken™, Microsoft® Money, MYOB® OR Excel financial software
• Supplementary Cards for employees so you can consolidate your paperwork and gain better visibility of your teams expenses
• Domestic and Overseas Travel Insurance4
• Access to the Membership Rewards™ program where $1 spent = 1 Membership Rewards point5. There's no cap or expiry of points whilst your account is current