Citibank Gold Card

Simply transfer the outstanding amount from your non-Citi credit and store cards, to your new Citi Gold Card, and enjoy a low 1.9% p.a. on balance transfers for 12 months¹.

The Citi Gold card is the smarter choice to help you save in interest without compromising your lifestyle.

• Complimentary access to a superior Rewards Program²
  For every dollar you spend, you enjoy one reward point which can be redeemed for a large range of travel rewards, merchandise, gift cards or cashback on your card. Plus your reward points never expire while the card remains open.
• Bonus Rewards Points³
  All your favourite rewards will be yours sooner when you spend at one of our Bonus Partners, as a Citi Gold cardholder you can earn 3 Bonus Points on top of the 1 Citi Rewards point you already receive - that's 4 points per dollar spent.
• Complimentary International Travel Insuranc⁴
  Automatically covers you and your family when you buy your travel tickets with your Citi Gold card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items.
• Special Offers and Privileges⁵
  When you're with Citi, everyday experiences just seem to come with something extra. Discounts when you shop online, dine, hit the movies or a theme park, book hotel accommodation and much more. Plus there are the best seats in the house, up to 25% off wine and special benefits that make you feel privileged when you travel the world.
• Purchase Cover⁶
  Use your Citi Gold card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase.
• Generous credit limit up to $25,000⁷
  Your Citi Gold card gives you a higher credit limit so you have the purchasing power and financial flexibility you need.
• Up to 55 Days Interest-free on retail purchases⁸
  Enjoy up to 55 days interest-free on retail purchases.
• Optional Credit Card Insurance⁹
  With credit card repayment insurance, CreditShield will make your payments when you can't. CreditShield will pay the minimum amount due on your Citibank credit card if you are unable to work due to an accident or unemployment.

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