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- Banks Fail To Pass On Interest Rates Cuts To Australian Credit Card Borrowers
New data analysing the movement in credit card interest rates over the last two years shows that Australian bank’s have been the main beneficiaries of interest rate cuts, having kept 85 per cent of the savings resulting from the central bank easing interest rates. - Consumer Sentiment Rises As Australians Feel Increasingly Secure
Australians feeling increasingly secure in their jobs due to the rapid decline in unemployment rate over the last few months has helped them deal with the pain of tighter interest rates. - Australian Car Loan Demand Still Well Below 2009 Levels
Despite the recovery in car sales, car loan demand has declined to below levels seen a year ago, and the up-tick in sales is painting a false picture of recovery. - NAB Remains In The Running For RBS UK Branch Network
Australian banking major National Australia Bank (NAB) and Virgin Money remain in the running for the acquisition of a 318 strong branch banking network owned by troubled British lender Royal Bank of Scotland (RBS), whilst Spanish banking giant Banco Santander remains the front runner, having hired Credit Suisse to advise on its bid. - Property Investor Demand For Mortgages Highest In Six Years
A survey conducted by a leading mortgage broker suggests that investors returning after their summer holidays took the largest share of the home loan market since 2004. - Read more featured finance news articles
- Three Tips When Shopping For A Personal Loan
When used properly, personal loans are a great way to meet any funding shortfall that you may have. That is to say, forget about using them to pay for holidays or whatnot. Funding luxuries are not the best way to use a personal loan. But if you have a genuine need to borrow $10,000, or an amount that a credit card is just not going to cover, then a personal loan is the product for you. Here are three tips when shopping for a personal loan - Three Benefits Of Using A Credit Card
So why so much online angst over credit cards? Well the very real overwhelming fear that most people have of being in over their head in debt. Others worry that having a credit card, whilst not resulting in too much debt, may lead them to spend more money than they ordinarily would. A lot of people who don’t have credit cards, just don’t see the point or any benefit from owning one. So the purpose of this piece is really to show how credit cards, if used correctly can be really beneficial. - Six Financial Mistakes To Be Avoided
If you are making one of these six financial mistakes, you probably aren’t aware, but doing so puts your financial security in Jeopardy. - Four Steps To A Debt Free Life
Australians pay billions of dollars in interest on their debt every day. Instead of letting the banks profit from our debt, all of us should be looking to make our debt burden as cheap as possible. Here are four steps to do that. - Five Steps For Financial Health
Recession can cause people to feel a lot of stress, as budgets tighten and people have to do more with less. Fortunately Australia seems to have put the worst behind it, and if you have lost a job or are on the hunt, then things certainly seem to be a lot brighter than a year ago. If you are still feeling the pinch though, it can take its toll on your body, causing a variety of symptoms from body pain, sleeping difficulty and exhaustion. There is even a name for the condition, as silly as it sounds it’s called Recession Strain Injury, and there are millions of Australians who owe more than they can manage and are at risk of suffering from physical stress symptoms as a result of money problems. - Four Ways To Save Big In 2010
So your new year’s resolution is to save big in 2010, and the age old adage of count your penny’s and the pounds will take care of themselves is as true today as when the proverb was first written. However that doesn’t mean to say you should focus entirely on making small savings, there are a number of ways you can really save and add to your bank balance, making sure that next Christmas won’t be about belt tightening, but belt loosening. - Read more finance hints and tips

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